To apply you must be 18+ and resident in Isle of Man. An arranged overdraft is available to those who meet certain conditions. The minimum overdraft limit you can apply for is £250.
Arranged overdraft
Take the stress away with overdraft protection
- You only pay interest and fees if you use it
- Interest-free buffer depending on your current account
- Get an instant decision if you bank online with us
Change your overdraft limit
You can easily change your overdraft limit to suit your needs. Whether it’s too high or too low you can get an instant decision today by applying online.
You can also request that your overdraft be completely removed if you don't want it anymore. Bear in mind, you won't be charged if you don't use your Arranged Overdraft.
Arranged overdraft interest rates
Ready to apply?
Before you apply, we've outlined the eligibility requirements for an overdraft below, along with our terms and conditions so you can make sure it's the right option for you.
You can apply for an overdraft if you:
- Are aged 18+ and permanently resident in the Isle of Man.
- Hold an Isle of Man Bank current account or student account.
- Have not been declared bankrupt over the past 6 years.
Please review our important information
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.